Hybrid Retirement Plan

Get Ready for Auto-Escalation for the Hybrid Retirement Plan

On January 1, 2026, the Hybrid Retirement Plan’s auto-escalation feature will increase member contributions by 0.5% to the Hybrid 457 Deferred Compensation Plan. This increase occurs every three years until members reach the maximum 4% contribution, which qualifies them for the full 2.5% employer match.

Key Dates to Know • Opt-out window:

• December 1– December 31, 2025 (shorter than in previous years)

• Deadline to make changes: December 31, 2025, at 4 p.m. ET

• Automatic increases take effect: First available payroll in January 2026

Members can make their elections by logging into their account at dcp.varetire.org/login or by calling 877-327-5261 between December 1 and December 31, 2025, at 4 p.m. ET. No action is required if the employee accepts the automatic 0.5% increase in retirement savings.

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